HSBC Group

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC, we use our unique expertise, capabilities, breadth, and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

The Pricing Manger will be responsible for creating mortgage daily pricing, approving, and processing daily loan level system updates in Mortgage Cadence Platform (MCP).

As our Pricing Manager you will:

• Develop & maintain Mortgage Pricing models in Excel and other various databases such as MS Access
• Conduct impact analysis of strategic decisions through simulations of respective key performance indicator and new profitability prediction
• Interact with product managers and pricing managers to help map a view of strategic decision impact on profit and loss
• Apply specialist understanding of competitor and self-pricing strategies for a specific product in each market to create proposals to improve bottom line profit, book size or mitigate impact of ever-changing market dynamics, optimize Volume/Profit using Mathematical Programming algorithms
• Assess existing pricing strategy, design & execute price tests to understand the sensitivity behavior of customers
• Ensure daily pricing is accurately created and issued timely via the mortgage origination platform and HSBC website
• Validate that mortgage loan origination platform is correctly applying loan level pricing
• Approve and process daily loan level pricing exception requests to ensure a positive customer experience in accordance with policy and procedures
• Review loan level exception pricing requests for profitability requirements prior to approval
• Create and maintain departmental policy and procedures

For this role, HSBC targets a pay range between $81,000.00 and $121,400.00

The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle.

You´ll likely have the following qualifications to succeed in this role:

• 5 years’ experience in Mortgage or equivalent experience
• Minimum of a bachelor’s degree in business, related field, or equivalent experience
• Proven analytical, multi-tasking and organizational skills
• Proficiency with personal computers as well as pertinent mainframe systems and software packages
• Advanced Excel and MS Access skills
• Understanding of customer and mortgage life cycle
• Advanced knowledge of the mortgage origination process, including pricing, registration, processing and closing
• Ability to meet project deadlines and objectives independently and within the team

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse, and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.