HSBC Group

Who are HSBC Innovation Banking?

We’re the power behind the UK’s forward-thinkers, future-makers and leap-takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO.

Whether it’s comprehensive banking, managing cashflow, plans for buyouts or Strategic Fund Solutions, we power ideas at every stage of their journey. From the first-time founders to the funds that back them and everything in between. Here’s to never standing still. We're proud to accelerate growth for tech and life science businesses, create meaningful connections and open a world of global opportunity for entrepreneurs and investors alike.

The Team

The Corporate Credit Solutions team is responsible for developing and managing credit relationships with clients and prospects across a variety of asset classes: PLCs, owner-managed and sponsor-owned Corporates all in the mid to large cap space.  The Credit Solutions team leads the deal structuring and due diligence process, partnering with the Technology Bankers on the delivery and negotiation of debt solutions and is responsible for proactive & robust portfolio management. 
 
The Role
 Associates support the end-to-end deal process:
Ensuring consistently high standards of diligence, underwriting and execution whilst delighting clients and adhering to HSBC Innovation Banking lending policies.
Analysis and underwriting for new debt facilities and amendments including the review and due diligence on client information and financials, supporting in structuring the deal, overall credit approval package preparation and closing.
Participate in client meetings to gather and understand information to be able to effectively communicate updates to key stakeholders.  
 
This role will also include day-to-day portfolio management of borrowing clients:
Day-to-day credit management of a portfolio of borrowing clients. Responsibility to include regular meetings with clients and proactively identifying credit risks. 
Support proactive portfolio management by reviewing financial and other information (both externally and internally prepared) to properly assess client situations and risk.  
Own and maintain the credit relationship with a portfolio of cash management clients

Skills & Experience  The ideal candidate would have the following experience and attributes:
Experience in cashflow lending, ideally with fast growing companies in the innovation/technology economy
Consistently demonstrates excellent credit skills
Able to learn the credit process for a new debt deal
Confident in financial modelling and analysing management accounts
Consistently demonstrates excellent credit skills
Able to learn the credit process for a new debt deal
Confident in financial modelling and analysing management accounts