HSBC Group

Business: Collections Services

Open positions: 2

Role Title: Senior Advisor – FST GSC’s

Global Career Band: 7

Location (Country / City ): India/ Hyderabad

Recruiter Name : Kanupriya Mishra

The Opportunity:

• To continuously provide high quality processing service to achieve maximum customer satisfaction within the specified Service Level Agreements (SLA's).

• Responsible for relationship building and resolving customer queries / issues in a professional manner (where applicable). Other responsibilities dependent on process assigned to. Receives customer calls in a call centre environment.

• Responsible for relationship building and account management while resolving customer inquiries in a professional manner.

• Takes ownership and initiative to complete necessary research and customer follow-up or direct the customer to the appropriate department for resolution.

What you’ll do:

Impact on the Business

• HSBC relies on its Financial Support Team to work closely with customers who are in financial difficulties in order to deliver positive, appropriate and sustainable outcomes. Judgment is required depending on the circumstances upon which a financial statement and affordability assessment is required

• We endeavor to deliver a high value, professional and quality service to our customers.  By putting our customers at the heart of everything we do we manage the value of contact by crafting solutions that best meets the needs of our customers and the bank whilst operating in line with the principles of the regulatory framework.

• The revised forbearance policy has created more options to utilize a broader suite of solutions for customer’s individual circumstances.  Decision making is not process/matrix driven but has to be individually crafted by the individual based on circumstances. The delivery of fair customer outcomes is based upon the role holders ability to apply the above when working with customers.

• Positive and professional experiences engender customer loyalty. Customer loyalty drives long-term profitable growth. Delivering positive and professional outcomes for our customers and helping them to regain financial stability are fundamental to building a sustainable business.

Customers / Stakeholders

• An Advisor needs to be professional, knowledgeable and able to adapt to meet the specific needs of each individual customer. The role holder handles the customers’ circumstances at first point of contact (first touch/one touch resolution) and is responsible for adherence to all of the regulatory requirements within their charge.

• Connect in a manner that promotes customer belief that HSBC can help them during a period of financial difficulty. Providing our customers, the confidence that HSBC understands their specific situation and concerns. Delivering the best solution(s) options to meet their needs.

• The role holder is responsible for ensuring the agreement/solution with the customer is sustainable for the long term, thereby delivering an appropriate customer experience, delivering a fair outcome based on individual circumstances for our customers and the bank.

Leadership & Teamwork

• The jobholder is expected to positively cooperate toward total team goals, willingly share knowledge and information with others and participating in open communication.

• The jobholder should support a positive workplace environment by encouraging cooperation, teamwork and identification with the organizational unit by participating in team meetings and through the timely implementation of feedback and training received.

• The jobholder is expected to be a dependable, goal orientated, motivated team member who takes personal ownership for the continuous improvement of their skills.

Operational Effectiveness & Control

• To meet the agreed-upon Operational standards for quality, efficiency and effectiveness. The role holder will have enhanced authority levels  in line with the decision matrix (attached) to facilitate the one touch resolution approach

• To adhere to all regulatory requirements and operational policies and procedures.

• To escalate/report issues, suspicious activity or lapses of controls observed.

• The jobholder will ensure the fair treatment of our customers both personally and as an organization, is at the heart of everything we do, recognizing the value of the relationship. Treating them fairly throughout every interaction and by taking ownership for fully understanding the individual circumstances and needs.

Management of Risk

• The jobholder will also continually reassess operational risks associated with the role and inherent in the business, taking account of changing economic or market conditions, legal and regulatory requirements, operating procedures and practices, management restructurings, and the impact of new technology. This will be achieved by ensuring all actions take account of the likelihood of operational risk occurring.  The jobholder will address any areas of concern in conjunction with line management and/or the appropriate department.

What you will need to succeed in the role:

• The jobholder is required to have a strong understanding of operational policies and procedures, product and system knowledge, and skills to support customers in financial difficulty.

• Ability to execute role responsibilities across multiple types of products which may include the need to understand nuances of different brands, systems and/or processes.

Link to Candidate User Guide:

https://hsbchrdirect.service-now.com/nav_to.do?uri=%2Fhrsp%3Fid%3Dkb_article_preview%26sys_id%3D0c6b11641b6a9810cec0553a2d4bcb2a

(Or)

Go to the below link and type “IND GSC : IJP Applicant User Guide” in search bar. https://hsbchrdirect.service-now.com/hrsp?id=hrdirect_employee_dashboard

You’ll achieve more at HSBC

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.”

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

***Issued By HSBC Electronic Data Processing (India) Private LTD***