HSBC Group

GCB 5

Some careers open more doors than others.

If you’re looking to unlock new job opportunities, take a look at the possibilities right on your doorstep here at HSBC.

Through Commercial Banking, our global network offers comprehensive support and services to businesses in our home market of Hong Kong. From expanding overseas, to managing the cash and trade flows of an established enterprise, our team of Relationship Managers and Product Specialists provides a range of end-to-end solutions designed to help small and large businesses reach their potential.

We are currently seeking a high calibre professional to join our team as a Senior Associate/Associate, Structured Banking.

Principal Responsibilities

Structured Banking is a dedicated team of corporate financiers specialising in the origination, structuring and execution of complex debt financing transactions for HSBC Commercial Banking clients in Hong Kong. This includes large, multi-bank transactions, private equity-backed companies, acquisition financing and bespoke financing solution.

In this role you will

• Support sustainable revenue growth through understanding customer needs and by adopting a solution-based approach to debt structuring

• Support Deal Captains in the team with the origination and execution of debt financing transactions, across pitching, structuring, negotiation, credit approval and legal documentation alongside legal counsel

• Effectively identify and manage the risks associated with more complex lending through comprehensive due diligence, including financial modelling, and appropriate transaction structuring

• Collaborate with other Commercial Banking product areas and Corporate and Institutional Banking to deliver holistic solutions to clients

• Contribute to a comprehensive and efficient credit approval process at the various stages, ensuring all key risks have been identified and thoroughly considered

• Selective engagement with clients and other key stakeholders to support the transaction execution process

• Ensure adherence to all applicable operational risk standards and policies, reporting any breaches in accordance with local procedures

To be successful you will need

• Strong understanding of the HSBC Commercial Banking products and how they are evolving to support our clients. Solid corporate finance technical foundations spanning financial modelling, credit risk analysis, legal documentation and deal origination / pitching

• Deep understanding of the 3 core financial statements and how to interpret them. Familiarity with LMA / APLMA legal documentation, including term sheets

• Experience in customer facing roles, including evidence of negotiating with clients to deliver mutually satisfactory outcomes. Demonstrable experience in growing revenue through providing tailored solutions, and increasing new business

• Sound interpersonal and communication skills, both written and verbal. Excellent spoken and written English and Mandarin. Fluency in Cantonese is preferred

• Keen interest in acquiring new relevant knowledge and innovating for growth

• Holding relevant certificates as required by local regulatory bodies

• Strong proficiency in Microsoft Excel and PowerPoint essential

• Candidate with less experience will be considered for the Associate position

When applying, please submit a full resume and attach your appraisal reports for the last two performance years. Your local internal application policy should be followed. For internal applicants in Hong Kong with less than twelve months in their current role, please also obtain and enclose the endorsement from your current line manager in the application as well; for more information, you can visit HRDirect and search for content "HKG: Do I need any approval to look for internal career opportunities?".

Opening up a world of opportunity

Candidate with less relevant experience or skills may be offered a lower Global Career Band than stated above.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.