Job description
Open positions: 1
Global Career Band: 4IC
Why join us?
We are seeking a passionate Digital Money Product Manager to design, develop, and drive digital money-based payment solutions, maintaining HSBC's position as a leading financial institution in the field, and helping corporate clients achieve efficient and compliant cross-border and local payments.
The Opportunity:
This role will be involved in the full product lifecycle management from planning to market launch, collaborating closely with technology, risk management, marketing, and banking partners to create payment and settlement products that meet regulatory requirements and bank product governance requirements.
What you’ll do:
Product Strategy and Planning
Develop a roadmap for digital currency payment products, driving product innovation based on market demand and technological trends.
Analyze industry trends, competitors, and regulatory policies to identify opportunities and develop differentiated competitive strategies.
Coordinate cross-functional resources (technology, compliance, and marketing) to ensure product goals are aligned with company strategy.
Product Design and Delivery
Led the design of payment processes, including core functionality such as digital money wallets, settlement interfaces, and API integration.
Collaborate with the technical team to drive product development, testing, and launch, ensuring high-quality delivery and an optimized user experience. Monitor product performance and continuously iterate features through data-driven decision-making.
Compliance and Risk Management
Ensure product compliance with local regulatory frameworks.
Work with legal and compliance teams to design risk control processes to address digital money volatility, transaction security, and anti-money laundering challenges.
Banking and Partnerships
Collaborate with strategic partners to promote the commercialization of digital money payment solutions.
Establish strategic partnerships with blockchain platforms and other technology providers.
Marketing and Customer Operations
Develop product promotion strategies and enhance brand influence through case studies, white papers, and industry events.
Collect customer feedback and optimize product features to meet the needs of both corporate clients (e.g., e-commerce, B2B).
Requirements
What you will need to succeed in the role:
Job Requirements
Bachelor's degree or higher in finance, economics, or education.
Work Experience
5+ years of product management experience, having led the full lifecycle development of at least one product.
Basic knowledge of bank payments and settlements
Experience with digital money/blockchain technology (e.g., Stablecoins, CBDCs, Tokenised Deposit) preferred.
Background in international banks/financial institutions preferred (familiarity and interest in international banking and payments regulations preferred).
Require Skills
Communication and Collaboration: Ability to effectively communicate in written and verbally with bank's internal risk managers (E.g., Financial Crime, Compliance, Legal, Sustainability, Tax, Treasury etc) and regulators to facilitate the implementation of complex projects.
Fluent English speaking and document writing, presentation deck preparation (preferred)
Payment Process Knowledge: Understanding of bank payment and settlement processes and clearing liquidity arrangements.
Product Management Skills: Mastery of agile development methodologies and product management lifecycles.
Risk Sensitivity: Familiarity with the financial regulatory frameworks of Hong Kong and Singapore and understanding of digital money compliance requirements in major global markets (EU, UK, US).
Certification Preferred
Certificate in International Cash Management (CertICM).
Project Management Professional certification.
Please refer the Candidate User Guide in the below link to understand your own journey as a candidate.
You’ll achieve more at HSBC
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
***Issued by HSBC Electronic Data Processing (Guangdong) Ltd. GSC China***
(* The information contained in this job description is a true and accurate reflection of the job as specified.)
Nom du recruteur
Zhi Hui Wisdom Lv
Courriel de recruteur
wisdom.z.h.lv@hsbc.com.cn