HSBC Group

GCB 5

Some careers have more impact than others.

If you’re looking for a role where you can continue to make an impression, take the next step at HSBC where your contributions will always be valued.

HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Through Business Banking, our international network offers comprehensive support and services to small and medium-sized businesses. From expanding overseas to managing the cash and trade flows of an established enterprise, the Business Banking team of relationship managers and product specialists provides a range of end-to-end solutions designed to help businesses reach their potential.

We are currently seeking a high calibre professional to join our team as a Vice President I, Lending Specialist.

Principal Responsibilities
In this role you will

• Act as subject matter expertise and work in close partnership with Relationship Managers on the following:
  • Explore new lending opportunities within Relationship Manager portfolio 
  • Adopt a need-based approach to understand customers’ borrowing needs and provide appropriate lending products (such as mortgage, insurance premium finance, equipment finance, etc.) to customers for enhancing relationship stickiness and improving wallet share
  • Accountable for end-to-end credit assessment applications / renewals, fulfillments and monitoring
  • Provide necessary training to the Relationship Managers on credit products
• Grow asset book and net income interest with Key Performance Indicators
• Improve overall return on risk weighted assets while manage risk weighted asset consumption in a strategic way 
• Minimize operational losses and bad debts by upholding credit policy and lending guidelines along with effective control on risk mitigations

To be successful you will need

• Solid experiences on Credit and Lending
• Previous portfolio management or sales experience preferred
• Excellent analytical ability and strong writing skills for quality delivery of credit and business proposal
• Good understanding of commercial banking products and services
• Ability in guiding and advising other Relationship Managers, and influencing peers and junior colleagues
• Good level of business acumen and international commercial awareness, including economic, cultural, procedural and regulatory issues

When applying, please submit a full resume and attach your appraisal reports for the last two performance years. Your local internal application policy should be followed. For internal applicants in Hong Kong with less than twelve months in their current role, please also obtain and enclose the endorsement from your current line manager in the application as well; for more information, you can visit HRDirect and search for content "HKG: Do I need any approval to look for internal career opportunities?". 

Opening up a world of opportunity

Candidate with less relevant experience or skills may be offered a lower Global Career Band than stated above.
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.