HSBC Group

Business: Risk and Compliance

Open positions: 1

Role Title:  Analyst - GTRF CS - Transaction Monitoring GSC’S

Global Career Band: 6

Location: Bangalore

Recruiter Name: Geetika Gupta

Why join us?

• The GTRF Customer Surveillance Analyst role is a risk analytical role supporting Global Trade & Receivables Finance (GTRF) in post transaction monitoring activities which comes under TM Operations. The analyst will monitor the activity of GTRF customers for identifying or detecting unusual or anomalous behaviour related to AML and Fraud. The primary responsibility of the Analyst will be to review alerts generated by GSNA / Quantexa and determine whether the activity relating to the customer account is anomalous, thereby warranting escalation for further investigation. 
• Once the review of an alert is complete, Analysts must document their findings and close the event if found non-anomalous or escalate the case if found anomalous along with their rationale to Global Trade Triage (GTT) Team. The analyst will be required to consider all aspects of financial crime risk and coordinate with relevant internal stakeholders towards the timely execution of all involved work streams necessary for reaching this conclusion.
• The role requires strong trade knowledge and excellent communication skills for interaction with GTRF Business Financial Crime Risk (GTRF BFCR), Global Trade Triage

What you’ll do:

Principal responsibilities

• Review and analyse cases triggered by GSNA system for GTRF customers using available Bank systems, reliable information available over the public domain and other available intelligence databases to assess commercial viability and / or genuineness.
• Perform detailed analysis of the customer relationship and validate the event / scenario triggered to identify any anomalies/risk indicators related to Money Laundering and Fraud.
• Write investigative narratives of adequate quality and ensuring that conclusions are supported with clear rationale and evidence.
• Immediately escalate any anomalies / risk indicators which cannot be discounted to FCTM Team. Provide detailed rational, with evidence.
• Work independently to complete assigned tasks within the established process SLAs while ensuring that productivity and quality levels are achieved as per the standards agreed for the process.
• Analysts will also be required to work closely with Senior Analysts who will provide SME guidance and a first check on the quality of the Analyst’s work output.
• All data requirements (timesheets and ad hoc process information) are accurately updated in a timely manner.
• Issues / problems are effectively investigated and resolved or are appropriately referred with recommendations to the Line Manager.
• Liaising, where necessary, with other internal stakeholders such as GTRF BFCR, relevant Line of Business Relationship Managers (RMs) in accordance with the procedure requirements
• Demonstrate current knowledge of GTRF products, systems, policies and procedures as well as FCC policies and procedures so that daily processes are continually implemented in a defect free environment.
• Issues / problems in the effective management of daily processes are sufficiently investigated, escalated, and duly resolved; close working relationship to be maintained internally with the Senior Analysts. 
• Ensure performance always meets the requirements of any relevant service level agreements and adheres to, Market, Regional, Group and Regulatory policies.
• Support regulatory, audit and assurance reviews as required.
• The jobholder will also adhere to and be able to demonstrate adherence to internal controls and to all relevant procedures, keeping appropriate records and, where necessary, by the timely implementation of internal and external audit points, including issues raised by external regulators.
• The jobholder will implement the Regulatory and Bank’s compliance policy by containing compliance risk in liaison with Group and Market Compliance functions. The term ‘compliance’ embraces all relevant financial services laws, rules, and codes with which the business must comply.
• This will be achieved by adhering to all relevant processes/procedures and by liaising with Compliance department about new business initiatives at the earliest opportunity. Also, and when applicable, by ensuring adequate resources are in place and training is provided, fostering a compliance culture and optimising relations with regulators.

Leadership & Teamwork 

• Ensure compliance with Regulatory, Bank Policy and Principles. Maintain records, and update case histories.
• Work effectively and professionally with teammates and colleagues across Investigations and the wider organization.
• Build on the knowledge of latest financial crime trends. Actively seeks out, shares, and encourages the adoption of best practice within and across teams.
• Act as Operations subject matter experts supporting colleagues new to the organization or the queue.

What you will need to succeed in the role:

•  A minimum of 5 years of experience. Applications are invited from candidates possessing a desirable mix of skills related to two or more of the below outlined domains.

Skill Set

• GTRF Experience
• Awareness of regulations affecting the GTRF business particularly, anti-money laundering, sanctions, customer data privacy, conflicts of interest and anti-bribery
• Preferred: Previous experience as GTRF BD, GTRF processing centers, GTRF product management, GTRF risk management, GTRF FCC etc
• Basic understanding of Money Laundering and other FCR risk areas
• Existing Financial Crime, Investigations and compliance background and experience
• Preferred: Previous experience in investigations, FCC, Sanctions, TM, etc

Essential

• Graduate in any discipline.
• Good spoken and written communication skills with the ability to draft written summaries and communicate conclusions effectively in a clear, concise, and professional manner.
• Good critical thinking and analytical skills. Ability to make informed risk-based decisions and support with robust supporting rationale.
• Experience of analysing transaction data, along with customer data and external research finding, to assess whether activity is unusual and poses possible financial crime risk.
• Collaborative working style with colleagues and broader stakeholders within a cross-border and LoB matrix organisation.
• A motivated self-starter who could work effectively alone and under pressure.
• Capable of picking up, and applying, new ideas/concepts quickly with positive 'can do' attitude.

Desirable

• ACAMS or International Compliance Association (ICA) certificate/diploma, or equivalent qualifications.

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You’ll achieve more at HSBC

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.” 

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