Job description

At HSBC, the health and well-being of our employees remains of utmost importance.  Many of our roles are permitted to work from home (in states in which HSBC is licensed to operate) until further notice. Upon resumption of normal operations, this role may be performed at our New York, New York office.

The Bank’s front line business model is constructed around Credit Management (CM) and Relationship Management (RM) teams that serve as the anchor for relationships and coordinate with product partners (such as Capital Financing, Global Liquidity & Cash Management (GLCM), Global Trade & Receivables Finance (GTRF), Private Banking, and Global Banking & Markets (GBM)) to offer solutions based on customer needs and business complexity. Particular focus is placed on companies that have an international footprint and/or aspire to grow internationally and use HSBC for its global connectivity and expertise.

 

About Us

Credit Management provides front line credit and risk ownership including writing credit papers, performing credit analysis, modeling projection and enterprise valuation analysis, coordinating with internal partners (such as Credit Risk, relationship managers, global partners, and product teams), client engagement on credit risk and structuring, and delivering sound recommendations based on robust business, relationship, and industry analysis using experienced judgment and conforming with internal credit policies/guidelines and external regulatory requirements.

International Subsidiary Banking (ISB) is an integral part of HSBC that runs subsidiaries of companies (on behalf of a globally managed Parent company) around the world. The ISB team consists of a network of dedicated bankers in nearly 50 countries, running over 22,000 subsidiary client relationships. ISB bankers work with global relationship managers (GRM) and product partners to understand and deliver on customers’ international needs while striving to provide consistent, in-depth and dedicated coverage across the HSBC network.

 

Role Expectations

  • Collaboration with GRM/RM/ARM on legal documentation, coordination with DAC/Internal Legal/Compliance and various other partners on syndicated and bilateral deal processes, coordination with external legal as applicable (responsibilities may vary by team)
  • Review/understanding of field examinations and application of recommendations, environmental reports, appraisals, and other reports as applicable
  • Proficiency in modeling sophisticated financial analysis, projection scenarios, and enterprise valuations including managing the challenge process with offshore teams and the credit approval unit (CAU)
  • Ability to assess industry research, peer selection and analysis, compilation of an estimated EV summarized in a formal report, correspondence with CAU reviewer and independent EV Validator
  • Strong ability to drive credit transactions with the client and CAU, and to articulate the broader picture while remaining sufficiently detailed and organized
  • Shown master of CARM system and Credit Template / Underwriting Procedure
  • Assist with WMR credit reviews, Internal Audits, Regulatory Liaison office as applicable
  • Proven track record to remain current on all required training classes, including credit policy certification
  • Experience with asset based lending/asset reliant structures a plus.
Requirements

Employment eligibility to work with HSBC in the U.S. is required as the company will not pursue visa sponsorship for these positions.

You should apply if you have:

  • Ability to analyze situations optimally and make well-thought out decisions
  • Shown leadership skills including mentor, motivation and communications skills to inspire others
  • Strong teamwork skills promoting an environment of co-operation and trust, overcoming resistance where encountered
  • Strong analytical and financial skills
  • Excellent prioritizing, organizational and time management abilities
  • Excellent verbal and written communications skills

 

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment.  You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC.  We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

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All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.