HSBC Group

Business:  Wholesale Credit & Lending

Open positions:1

Role Title: AVP, CREDIT INSIGHTS AND INTELLIGENCE (51881381) STG - WCL TRANSFORMATION GSC’s

Global Career Band: 5

Location (Country / City ): India/Pune/Bangalore/Kolkata

Recruiter Name : Sowmya BASAVARAJU

The Opportunity:

• Wholesale Credit & Lending (WCL) plays a crucial role within the Group, supporting 80% of the revenues generated by Wholesale banking and contributing significantly to the Group P&L.
• The team provide predictive & impactful insights and intelligence harnessing the infrastructure (big data platforms) and analytical tools delivered by partners in Data and Technology.  The scope includes setting the strategy for Wholesale Credit data assets which are used by Customers, Front Line colleagues and Global functions to enable market opportunities, control risks and reduce costs.

What you’ll do:

• As an AVP Credit Analyst, you will report to the VP of WCL CII India and be assigned to a UK Product Owner to define transformation strategies for operational and analytical use cases that support the delivery of WCL data assets for Credit, Regulatory and ESG processes and analytics.

Your primary responsibilities include:

• Produce analytical / data asset prototypes and work with stakeholders to define requirements, definitions, and objectives.
• Supporting the design and development of data assets, including data analysis and transformation logic.
• Applying advanced analytics to portfolio data, especially in data remediation and improving data quality, completeness, and consistency.
• Applying business and data design principles, risk management, and technology architecture when interacting with delivery partners.
• At times deputizing for Product Owners in the oversight of the change plan for data requirements in the assigned Agile POD including prioritization of backlogs.
• Acting as ambassadors in ensuring credit data definitions are appropriately documented and applied.
• Providing guidance and advice on technology and big data.
• Collaborating with various stakeholder groups to ensure the availability and quality of data.
• Providing support for troubleshooting and root cause assessment of data issues.
• Proactively managing the transition of data assets to production state and ensuring effective embedment.

Customers / Stakeholders

• Your primary customers will include business lines, functional teams, operational support teams, and various other stakeholders, both global and regional. You will analyze requirements, gather data, and provide valuable insights to support decision-making and recommendations.
• Primary customers are:
• Business lines – GBM & CMB
• Functional Teams – e.g., Risk, Group Finance
• WCDAO and Technology

Leadership & Teamwork

• In this role, you will foster a culture aligned with HSBC values and goals, driving inclusivity, high performance, and customer-centered practices. You will be trusted to make balanced, fair decisions, promote continuous performance improvement, and encourage diversity of thought. Cross-team collaboration, motivation, and adaptability are key attributes, as well as the ability to interact with senior management and line staff as needed.

Major Challenges

• You will need to adapt to changing priorities and regulations while staying true to the Group's values and strategy. You will work across multiple markets and business functions, define approaches for unique projects, and manage projects to meet tight timelines. Achieving measurable improvements and ensuring data understanding in technical systems are some of the challenges you will face.