Job description
(GCB 6)
Some careers grow faster than others.
If you’re looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.
Retail Banking and Wealth Management leverages HSBC’s global retail banking expertise and wealth management capabilities to deliver a broad range of world-class retail banking solutions to millions of customers. Driving for growth in key markets around the world,the business comprises areas such as retail banking, wealth management, insurance and asset management, with a focus on customer-centric propositions and innovative and efficient distribution channels that will differentiate our customer experience and deliver market leading retail banking and wealth management solutions.
We are currently seeking an experienced professional to join this team in the role of Asset Assistant Manager.
We are seeking a dynamic and experienced Asset Assistant Manager (Mortgage Product) to join our team. The ideal candidate will be responsible for conceptualizing, developing, implementing and managing a suite of innovative financial solutions which include products and services tailored to the needs of property developers and real estate agencies in Malaysia.
Key Responsibilities:
Business Development
- Identify and cultivate strong relationships with key stakeholders namely, internal Business Development Unit (BDV), Distribution team, Risk Management team and external parties e.g. property developers and real estate agencies in Malaysia.
- Understand the unique needs and challenges of property developers and translate them into actionable product solutions for our customers.
- Negotiate and close deals with developers, ensuring mutually beneficial partnerships.
Product Management
- Develop, launch, and manage a portfolio of financial products specifically designed for property developers.
- Conduct market research and analysis to identify emerging trends and opportunities in the property development industry.
- Work closely with cross-functional teams (e.g., credit, risk, operations) to ensure seamless product delivery and risk management.
- Monitor product performance and make necessary adjustments to optimize results.
Client Relationship Management:
- Build and maintain strong relationships with clients, providing excellent customer service and support.
- Proactively address client concerns and resolve issues in a timely manner.
- Identify opportunities for cross-selling and upselling to enhance client satisfaction and revenue.
Other Responsibilities
- To manage and drive the implementation of business strategies to grow the retail assets business portfolio.
- In charge of the product strategy and the business P&L and is expected to work closely with the other related departments i.e. Operations, Credit, CCR, Sales to drive the business in line with the overall RBWM business strategy.
- To manage and drive retail asset products business portfolio to contribute positively to Bank’s Profit according to operating plan and forecast.
- To identify opportunities, recommend and implement initiatives to ensure sustainable growth in the business portfolio in accordance to the approved Risk Reward Parameter.
- To engage various stakeholders when proposing and implementing changes to the product parameters.
- To provide leadership to project teams in implementing changes according to business needs.
- To ensure awareness of compliance / audit requirements and implementation of Group Compliance policies.
Requirements
Requirements
- Preferably a Bachelor's Degree in business related field, preferably in business, economic, marketing, finance and accounting, or communication.
- More than five years of product/ project management experience in a FI or large corporate firm environment & strong knowledge of the Malaysian mortgage market.
- Evidence of a strong collaborator with proven ability to influence broadly and challenge conventional thinking.
- Superb ability in strategic thinking and the ability to frame business problems.
- Strong analytical skills with proven ability to translate data into meaningful information and actions.
- Excellent communication skills & ability to work with other stakeholders in the bank.
- Experience in collaborating with cross-functional teams in a fast paced, dynamic environment.
- Strong understanding of the financial services industry, competitors and target market.
- Strong business decision making and have good planning and organization skills.
- Only Malaysian citizens are encouraged to apply.
Due to local laws and governance, candidates with immediate right to work locally and no relocation need will be prioritised.
When applying, please submit a full resume and attach your appraisal reports for the last two years. Your local internal application policy should also be followed. For internal applicants with less than eighteen months in their current role, please also obtain and enclose line manager endorsement in the application.
Opening up a world of opportunity.
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
Issued by HSBC Bank Malaysia Berhad.
Recruiter name
Huey Mei Yong
Recruiter email
esther.yong@hsbc.com.my