HSBC Group

The opportunity: Financial Crime Investigator

At HSBC, we’re a trusted international organization with a global customer base of around 39 million customers worldwide through a network that covers 62 countries and territories. In Europe, our ambition is to become the leading international wholesale bank and we need talent like you to help us meet our ambition. Whether you want a career that could take you to the top or in an exciting new direction—we offer opportunities, support and rewards that will take you further.

The Financial Crime Investigations Team is responsible for conducting investigations concerning accounts/ transactions of an anomalous nature and, where necessary, escalating such cases in accordance with the anti-money laundering (AML) Investigations Procedural Standards for external reporting.

Are you interested? Do you have Risk and Compliance experience? Do you enjoy to be part of a cohesive team? 

If you answered yes to any of these questions, we want to hear from you! 

What you will do: 

• Responsible for conducting the effective and timely investigation into assigned cases in accordance with agreed standard reporting requirements and service levels. These cases will include:
  • anomalous activity reports from various parts of the Bank as well as other HSBC entities as applicable, including other business lines and functions
    
  • investigating and reporting against Production Orders
• On receipt of a new Investigation, conduct an initial high level review in order to identify any probable suspicious activity report (SAR) related issues
• Responsible for writing a high quality investigative narrative and to record the case history, with supporting work findings, in a digital case file
• At anytime during an Investigation, at the first reliable indication of SAR related matter the case is escalated immediately
• Ensure suspicious activity is reported to the appropriate Authorities in a timely manner and in accordance with the applicable service-level agreements (SLAs)
• Ensure that decisions to report to the Authorities, or not, can be justified by documenting high quality, reasoned reports supported by investigative work and recorded findings
• The Investigator role is part of Compliance and is responsible for ensuring that assigned cases including Production Orders and Anomalous Activity Reports are thoroughly and professionally investigated and, where appropriate, reported to the Authorities in accordance with applicable proceeds of crime / regulatory requirements. It is the responsibility of the job holder to decide whether activity is suspicious and therefore requiring reporting to the Authorities
• Also responsible for ensuring that assigned cases including Production Orders and Anomalous Activity Reports are thoroughly and professionally investigated and, where appropriate, reported to the Authorities in accordance with regulatory requirements
• The Investigator will also provide guidance to all internal business areas where appropriate
• Providing accurate and timely Management Information as required

You should apply if you have:

• Money Laundering investigations experience including transaction monitoring
• Familiarity with transaction monitoring and associated case management systems
• Experience of identifying activity suggesting money laundering (ML) or terrorist-financing (TF) risk
• Experience in undertaking investigations/analysis into customer activity with the ability to draw inferences from noted behavior, including transactional profile, against expectation established from customer due-diligence (CDD) data
• Experience in writing reports to identify ML/CTF risk and/or SAR reporting
• Both spoken and written communication skills with the ability to document investigative steps and conclusions effectively, in a clear, concise and professional manner
• Consistently achieve objectives set for them and take action to improve their own performance
• Strong organisational skills
• Managerial experience in a knowledge economy context
• Collaborative working style with colleagues and broader stakeholders within a cross-border and LoB matrix
• Prior regulatory or law enforcement investigations experience advantageous
• Association of Certified Anti-Money Laundering Specialists (ACAMS) or International Compliance Associartion (ICA) ML/FC qualifications preferred
• Private banking experience
• Due to immigration restrictions in Switzerland we will only be able to consider applications from Swiss or EU citizens or from candidates holding a valid Swiss work permit

Even if you feel you do not meet 100% of our qualifications, we encourage you to apply, if you believe this role is right for you.

What you’ll get in return

We’ll help you progress your career, including access to development programmes, mentoring and coaching, as well as world-class training through HSBC University.

You can work your way and will have a say in when, where and how you and your team flexibly work together.

Our benefits will give you financial security, and can include: 

• Health & meal allowance, public transport or (e-)bike allowance.
• Our family-focused benefits can help you to support your loved ones and include: days off for key events (weddings, moving house, adoption). A one-time marriage or registering of a "Civil.Partnership" grant. One-time premium for birth or adoption, as "gift" or "voucher. 4 weeks’ paternity leave & 26 weeks’ maternity leave.
• Emergency Childcare with the Red Cross, free of charges for HSBC employees.
• Purchased holidays scheme, unpaid leave, sabbatical, Volunteering Leave.
• Accident insurance (private coverage) paid by the Employer, attractive Pension Scheme.
• We’ll give you a huge range of resources that support your mental, physical and social well-being, including:
  
  • Various sports and leisure activities organised by the employees for the employees.
  • The Bank offers to the employees and their family members specialised free, confidential service to help them deal with any personal problems – either at work or at home. Unlimited telephone consultations services available 24/7.
• You’ll have opportunities to work internationally - this can be your place to start and branch out to anywhere we have offices.
• You’ll be able to join our Employee Resource Groups that bring together colleagues with shared characteristics and common interests.

As a business operating in markets all around the world, we believe diversity brings benefits for our customers, our business and our people. This is why HSBC is committed to being an inclusive employer and encourages applications from all suitably qualified applicants irrespective of ethnicity, religion, age, physical or mental disability/long term health condition, marital status, sexual orientation, gender identity, gender expression, genetic information (including characteristics and testing), military and veteran status, and any other characteristic protected by local law in the jurisdictions in which we operate. Within the work place you will have access to various employee resource groups which aim to promote and achieve a healthy work / life balance and support our diversity ambitions. HSBC has in place processes in order to avoid nepotism, which means to avoid creating circumstances in which the appearance or possibility of conflicts of interest may exist within the hiring process.

HSBC is a signatory company of the Advance Charter. This Charter is a commitment towards gender equality in business and hence a workplace environment that supports a fair and balanced approach to hiring, remunerating, promoting and retaining female talent.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Within HSBC in Switzerland all internal candidates from Group and external applicants are required (subject to local laws), to pass satisfactorily a series of additional checks both as part of the application process and, if successfully recruited into the role. The Group reserves its position with regard to any steps which it may take in relation to any material adverse findings which arise either when the checks are first carried out as part of this recruitment exercise, and/or if relevant, on an ongoing basis.