HSBC Group

GCB 5

Some careers have more impact than others.

If you’re looking for a role where you can continue to make an impression, take the next step at HSBC where your contributions will always be valued.

Wealth and Personal Banking (WPB) Hong Kong helps deliver on HSBC’s purpose of opening up a world of opportunity by providing our customers with borderless banking and world-class wealth management through best-in-class, mobile-first capabilities, and exceptional people. Our international network and breadth of expertise enable us to support individuals, families, business owners, investors, and entrepreneurs. We have four key business areas responsible for efficiently bringing the best of HSBC to our clients through a broad and relevant suite of wealth and retail banking capabilities: Asset Management, Global Private Banking & Wealth, HSBC Life, Retail Banking & Strategy and COO & Digital Transformation.

We are currently seeking a high calibre professional to join our team as a Manager, Consumer Loans.

Principal Responsibilities

In this role you will

• Formulate and implement Personal Loans business strategies and new initiatives to achieve business targets on acquisition and portfolios to foster sustainable growth in loan balances, revenue and market share
• Collaborate with Risk team on credit policy refinement to balance risk and return as well as ensuring regulatory requirements are met
• Actively work with various stakeholders including channels, marketing, operations and underwriting on application flow and process for a customer centric and cost-effective journey
• Work closely with data analytics team to develop business insights, identify business gaps and opportunities
• Monitor the market dynamic and competitive activities to keep abreast of the product trends, pricing and offers, and customers’ expectations

To be successful you will need

• University degree holder, preferably majoring in Business Administration or a related discipline
• Work experience on personal loan or card lending is preferred. Experience in digital projects or analytical areas would be a plus
• Strong financial acumen and project management skills
• Self-driven with strong drive and positive working attitude
• Excellent analytical and problem-solving skills with critical thinking
• Able to work with stakeholders from various functions and disciplines to drive business outcomes
• Fluent in Cantonese and English with good presentation skills

When applying, please submit a full resume and attach your appraisal reports for the last two performance years. Your local internal application policy should be followed. For internal applicants in Hong Kong with less than twelve months in their current role, please also obtain and enclose the endorsement from your current line manager in the application as well; for more information you can visit HRDirect and search for content "HKG: Do I need any approval to look for internal career opportunities?".

Opening up a world of opportunity

Candidate with less relevant experience or skills may be offered a lower Global Career Band than stated above.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.