HSBC Group

GCB 5

Some careers have more impact than others.

If you’re looking for a role where you can continue to make an impression, take the next step at HSBC where your contributions will always be valued.

International Wealth and Personal Banking (IWPB) helps deliver on HSBC’s purpose of opening up a world of opportunity by providing our customers with borderless banking and world-class wealth management through best-in-class, mobile-first capabilities and exceptional people. Our international network and breadth of expertise enable us to support individuals, families, business owners, investors and entrepreneurs. International Wealth and Personal Banking provides a leading premium proposition through Premier Banking and, together with our Global Private Bank, are present across the world’s most important markets, booking centres, and corridors most valued by our clients. Our wealth offering is further enhanced through our best-in-class manufacturing capabilities in Asset Management and Insurance. 

We are currently seeking a high calibre professional to join our team as a Vice President, Cross Border Card Usage and Fx. 

Principal Responsibilities

In this role you will

Planning and execution

• Plan and execute the international card usage strategy, aligned with the bank’s retail banking objectives
• Identify and capitalize on trends in cross-border spend and lifestyle-based card usage

Portfolio Management & Data-Driven Growth

• Support portfolio optimization using data insights, segmentation, and predictive modelling to identify next best spending and engagement opportunities
• Collaborate with analytics and CRM teams to continuously refine targeting, campaigns, and product offers to improve portfolio profitability and client value

Revenue & Performance Management

• Own and drive the retail transaction fee for international card spend
• Monitor performance metrics, conduct profitability analysis, and deliver actions to grow usage, transaction volumes, and revenue

To be successful you will need

• Advanced experience on portfolio management with specialization on driving card usage / spend
• Good understanding of P&L impact, pricing models
• Familiarity with card scheme dynamics ie. Interchange fees, FX, loyalty ecosystem, processing costs etc
• Ability to use data analytics and segmentation to drive portfolio performance

To be considered for this role, the relevant rights to work in Singapore is required.

When applying, please submit a full resume. Your local internal application policy should be followed. For more information you can visit HRDirect and search for content "SGP: Internal Job Application Criteria”. 

Opening up a world of opportunity

Candidate with less relevant experience or skills may be offered a lower Global Career Band than stated above.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.