HSBC Group

At HSBC, our purpose is opening up a world of opportunity and by joining our team, you can be part of something bigger! We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible.

Here in France, you’ll help evolve and grow our business. 
Are you organized, rigorous, responsive? Do you like working in a team and in a dynamic environment? If you answered yes to any of these questions, we want to hear from you! 

The HSBC Continental Europe Risk Department is a key support function which manages major risks of the bank across all the wholesale activities. Within this department, the Credit Portfolio Management team is responsible for the following activities: end-to-end management of the IFRS9 credit risk process , production and analysis of credit risk reporting, which include notably the internal risk committees, the contribution to regulatory (ECB and PRA) reporting and requests such as loan data tape, the contribution as Subject Matter Experts to major Change the Bank (CTB) regulatory or internal initiatives that impact the team, such as Anacredit or the sale of the retail portfolio.

In this role you will:

The role holder will be involved in the IFRS9 credit risk process, with a focus on individual impairments (Stage 3 provisioning process). The role holder is responsible for carrying out the following tasks:

• Support to SCU/WCR teams for the provisioning process (e.g. reporting, data providing)
• Support to SCU team for the recovery process (e.g. write-off management)
• Business ownership of the recovery and provisioning tool (LIGIS)
• Tax related topics, interaction with Legal (e.g. Tax audit) and accounting departments (e.g. French GAAP)
• IFRS9 sox controls monitoring
• Prepare relevant risk reporting to meet both internal and external regulatory requirements
• Ensure the completeness and accuracy of operational procedures
• Contribute to all projects and requests related to individual impairments with third parties such as Finance, IT, modelling teams…

You should apply if you have: 

• 1st experience in the banking industry related to credit risk
• Knowledge of accounting and credit processes
• Good communication skills (oral and written)
• Ability to communicate with a various range of stakeholders including technical and non-technical staff
• Ability to manipulate data (SAS)
• French and English fluent, oral and written

Even if you feel you do not meet 100% of our qualifications, we encourage you to apply, if you believe this role is right for you. 

What you’ll get in return:

Not only is HSBC a great place to work, but we also offer the following unique and exciting opportunities and benefits!

HSBC has been certified “Top Employer 2024” in Europe. This recognition from the Top Employers Institute rewards our HR practices and recognises HSBC as an HR Leader in France, Germany, Italy, Luxembourg, Poland and Spain. HSBC in France has been certified with LinkedIn Top Employer 2024 for Finance, recognising our team as a great place to work within the Finance industry.

A unique and flexible working environment:

• Advantageous remote working agreement
• Diversity and Inclusion is at the heart of our business: joining HSBC will give you the opportunity to work in a collegiate and supportive environment
• You’ll be able to join our Employee Resource Groups that bring together colleagues with shared characteristics and common interests
• Usual local benefits (refund of transport fees at 50%, 5 weeks of paid vacation + RTT)
• Family events days off, additional maternity or breastfeeding leave, advantageous paternity leave, parental presence or dependency support leave (for child or parent with disability)
• A Time Savings Account to monetize your untaken off days (CET)

Family benefits:

• Partial reimbursement of childcare costs
• Various bonus (birth bonus, back-to-school bonus for your children up to 25, parental bonus)
• An allowance for parents of children with disabilities
• Possibility to work part-time

Financial benefits:

• A company savings plan and a savings plan for collective retirement
• Meal voucher card or corporate restaurant depending on your place of employment
• Mutual insurance for you and your family, and a pension contract to protect your loved ones
• A loyalty bonus and a long-service medal rewarding seniority
• Holiday vouchers based on your reference tax income
• CESUs (for tax purposes) if you are disabled or if you have a disabled child, spouse or parent
• A Work Council which offers, among other things, ticketing, travel, sports, legal aid, etc.

Personal development benefits:

• Access to our Degreed platform (learning platform above all, that you can use to discover learning content, develop skills, and successfully meet new business challenges)
• We’ll help you progress your career, including access to development programmes, mentoring and coaching, as well as world-class training through HSBC University
• We’ll give you access to resources that support your mental, physical, and social well-being

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.
 
If you have a need that requires accommodations or changes during the recruitment process, please let us know.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

For further information on building your career at HSBC, please visit: www.hsbc.com/careers