HSBC Group

Business: Global Trade Investigations

Open positions: 2

Role Title: Manager, Investigator, FC GTT GSC’s

Global Career Band: 6

Location (Country / City ): India/Bangalore

Recruiter Name : Geetika Gupta

Why join us?

• The Global Trade and Wholesale Lending Investigations Team (GTT), part of financial Crime Investigation (FCI), supports Global CMB/GB in GTS and Wholesale lending related money laundering / first party lending fraud investigations. The primary responsibility of the Investigator will be to undertake investigation of the escalated alerts generated by GTS Customer Surveillance / Quantexa and FC-UAR referrals to identify potential financial crime risk (FCR) with focus on TBML and first party lending fraud risks.

The Opportunity:

• The Investigator will be primarily responsible for their own pipeline of cases generated by GSNA. In addition, they will work closely with other Senior investigators in providing their support for full investigation of cases.
• Once the investigation of a GSNA alerts is complete, investigator will prepare the case narrative detailing all the information required to justify the conclusion of individual alerts.
• The role requires strong GTS, commercial banking, wholesale lending knowledge and excellent communication skills for interaction with various stakeholders.

What you’ll do:

• The role holder will be a member of a multi skilled team responsible for the in-depth investigation of CMB and GB cases generated by Trade Fraud and Trade Based Money Laundering post TM systems (e.g. Quantexa) and unusual activity reports (FC-UARs) focusing on first party lending fraud.
• Review and analyze cases triggered by system for GTS (Global Trade Solutions) customers using available Bank systems, reliable information available over the public domain and other available intelligence databases to assess genuineness from financial crime perspective.
• Perform detailed analysis of the customer relationship and validate the event / scenario triggered to identify any anomalies/risk indicators related to Money Laundering and / or 1st Party Lending fraud.
• Write investigative narratives of adequate quality ensuring conclusions are supported with clear rationale & evidence.
• Immediately escalate any anomalies / risk indicators which cannot be discounted for further investigation to Senior Investigator. Provide detailed rational with evidence.
• Work independently to complete assigned tasks within the established process SLAs while ensuring that productivity and quality levels are achieved as per the standards agreed for the process.
• Investigator will also be required to work closely with Senior Investigator who will provide SME guidance and a first check on the output quality.
• Help Senior Investigator in full investigation by, Analysis of Trade & open account transaction along-with trade documents, doing financial analysis etc.
• All data requirements are accurately updated in a timely manner.
• Issues / problems are effectively investigated and resolved or are appropriately referred with recommendations to the Line Manager.
• Liaising, where necessary, with other internal stakeholders such as GTS, relevant Line of Business Relationship Managers (RMs) in accordance with the procedure requirements.
• Issues / problems in the effective management of daily processes are sufficiently investigated, escalated and duly resolved.
• The role holder needs to share case experiences within the team so as to provide a better insight to the other investigators for arriving at an informed decision.
• Ensure performance always meets the requirements of any relevant service level agreements and adheres to, Market, Regional, Group and Regulatory policies.
• Support regulatory, audit and assurance reviews as required.
• The jobholder will also adhere to and be able to demonstrate adherence to internal controls and to all relevant procedures, keeping appropriate records and, where necessary, by the timely implementation of internal and external audit points, including issues raised by external regulators.
• The jobholder will implement the Regulatory and Bank’s compliance policy by containing compliance risk in liaison with Group and Market Compliance functions. The term ‘compliance’ embraces all relevant financial services laws, rules, and codes with which the business must comply.
• This will be achieved by adhering to all relevant processes/procedures and by liaising with Compliance department about new business initiatives at the earliest opportunity. Also, and when applicable, by ensuring adequate resources are in place and training is provided, fostering a compliance culture and optimizing relations with regulators.
• Build on the knowledge of latest financial crime trends. Actively seeks out, shares, and encourages the adoption of best practice within and across teams.
• Work effectively and professionally with teammates and colleagues across Investigations and the wider organization.
• Act as Operations subject matter experts supporting colleagues new to the organization or the queue.

What you will need to succeed in the role:

• To apply for the role, the candidate should fulfil the below requirement:

Education

• Graduate / Post- Graduate in Business Management, Economics, Commerce, Technology, Mathematics or equivalent.
• Additional qualifications any certifications on Compliance / AML / Fraud related would be an added advantage; CA / CS

Experience

• 3-5 years of experience in relevant fields as detailed in below section.

Specific Skill sets

• Aptitude to work on financial crime cases using intelligence and analytical tools.
• Ability to maintain control, direction and motivation in an ever-changing environment.
• Ability to analyze large amounts of data efficiently, draw conclusions on what the data means and actions required.
• Strong relationship management skills with the ability to manage & engage multiple stakeholders, meet their expectations.
• Strong communication, presentation and influencing skills – both verbal and written.
• Applications are invited from candidates possessing a desirable mix of skills related to 1 or more of the below outlined domains:

GTS                                               

• GTS Operations
• GTS Sales / Business development
• GTS Risk
• Preferred: Previous experience as a GTS BD, GTS RM, GTS processing, GTS FCC, GTS risk & controls.     Money laundering / Other FCR / Investigations

Money laundering & sanctions investigations

• Fraud investigations
• Any other compliance related exposures
• Corporate Fraud Investigations
• Preferred: Previous experience as an Investigator in compliance - investigations, FCC etc.            

Commercial Banking

• Commercial Banking
• Corporate Relationship Management
• Corporate Lending
• Preferred: Previous experience as a Corporate or BB RM.

Wholesale Credit Risk / Forensic accounting

• Wholesale Credit Risk management
• Credit approvers
• Credit reviewers
• Credit analyst
• Credit Audit
• Risk identification
• Forensic accounting
• Debt restructuring
• Preferred: Previous experience as a credit analysts, credit approver, credit reviewer, RID, forensic accountants, debt restructuring professionals.

What additional skills will be good to have?

• Inter personal skills
• Strong communication, presentation and influencing skills – both verbal and written
• Operates effectively across cultures and in multi-cultural diverse work environments
• Ability to maintain control, direction and motivation in an ever changing environment
• Creativity and willingness to take the initiative
• Able to work in a dynamic team
• Ability to work to tight deadlines and prioritize workload 
• Good analytical skills
• An enquiring mind with a good eye for detail
• Strong team player, helping to maintain a cooperative, conscientious and customer focused environment
• Ability to understand and implement Group risk management policies
• Experience and understanding of the HSBC Group, its culture, policies and procedures desirable

Link to Candidate User Guide:

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You’ll achieve more at HSBC

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.”

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