Job Advert Details
- Analyze credit and financial reports to determine risks involved in existing and new credit relations in line with the HSBC’s lending policy,
- Review / recommend / approve the credit applications of wholesale banking clients
- Oversee and manage the credit risk of the Bank arising from judgmental lending
- Support identification, measurement, and monitoring of risk during the wholesale credit risk lending process
- Manage a portfolio of Wholesale Banking credit proposals under his/her responsibility within expected performance criteria
- Manage the documentation requests including amendments / waivers and structural changes
- Manage counterparty stress test studies along with sector and portfolio reviews
- Ensure LIC and RWA targets are met across the portfolio under responsibility
- Support the achievement of local Regulatory requirements including lending process requirements
- Represent Risk appropriately to stakeholders, including Businesses, Customers and Regulators, with effective communication of risk positions and approach
- Support HBTR Board of Directors on wholesale credit risk requirements
- Act as the Local Risk Lead in local / regional Risk related projects
- Deputize for Head of WCR, as delegated.
- Exercise credit approval authority
- Oversee wholesale lending policy in line with local regulations and group guidelines
- Work in conjunction with Regional/Group WCR Climate Credit Risk to support implementation of Climate Risk Agenda and programme management and governance
Information
- Graduated from a 4 year University (Business Administration / Economics)
- Command of both written and verbal English
- Command of MS office applications
- Strong credit and risk knowledge is pre-requisite
- Sound knowledge of financial analysis and modelling
- Project Management background
- 7-10 years of general corporate / commercial credit/banking experience/climate risk.
- Ability to analyse detailed information and form an opinion are essential
- Close attention to details, ability to work with tight deadlines and perform multi-tasks is essential.
- Strategic thinking and planning with result orientation is expected.
- Excellent interpersonal skills to maintain a healthy relationship with stakeholders.
- Ability to simplify and resolve complex matters (e.g. complicated loan applications, extensive projects etc)
- A certain degree of leadership skills is required given the diversified team under supervision.
Nom du recruteur
Elif Alıca
E-mail du recruteur
elifalica@hsbc.com.tr