Job description

Some careers open more doors than others.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Principal Responsibilities:

  • The role holder is expected to work very closely with Head of Asset and drive governance of the portfolio.
  • Have interaction with key stakeholders (WMR, WCOO, RM , ARM , AUDITORS).
  • The role holder is responsible for overall strategy for portfolio mgmt.

Secured Lending :

  • Credit Underwriting and Reviewing of SME Business Banking Proposals which includes Working Capital Limits (Fund Based OD/CC, Non-Fund Based – BG), Loan against Property (LAP) and Term Loan in HSBC Bank.
  • Ensuring the Program and Policy Adherence, due diligence, compliance and industry requirements while underwriting of credit sanctions
  • Liasoning with Risk Team for timely decision of proposals within prescribed TAT.

 

Concurrent Audit :

  • Handling concurrent audit on governance and regulatory matters.
  • Liasoning with auditors and internal stakeholders for closure of audit queries within prescribed TAT.

 

Account Monitoring Tracker :

  • Monitoring the portfolio quality by preparing and analyzing the account monitoring tracker (AMT) for Judgmental and secured lending customers .  
  • The tracker is prepared by incorporating various credit parameters per which accounts are tracked under red, amber or green metrics. Proactively monitoring the portfolio Watch list (RED cases)  and participate in risk-mitigating strategies .  Drive industry studies and portfolio reviews for client / industry segments
  • Other regulatory activities wrt to CREDIT AND LENDING.
Requirements
  • Minimum of five years of experience in financial sector 
  • Knowledge of credit and lending
  • Credit training and equivalent experience
  • Strong background in customer facing roles
  • In-depth knowledge of regulations impacting the business and the lending and credit approval process
  • Minimum of Bachelor’s degree or equivalent experience.

Additional Information

  •   Mandatory to successfully complete Anti-Money Laundering and Sanctions training and post-course assessment, as required

You’ll achieve more when you join HSBC.

www.hsbc.com/careers 

The Hongkong and Shanghai Banking Corporation Limited (HSBC) India

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