Job Advert Details
· Assist Country Head of Wholesale Credit Risk to build-up constructive credit culture, maintain sound quality in the wholesale portfolio, prevent potential credit losses and contribute so that capital is allocated to where the Bank aspires growth.
· Proactively conduct ongoing oversight of assigned portfolio of corporate and institutional clients across various industry sectors. Track market and industry developments and impact on clients.
· Conduct forward-looking evaluation around credit worthiness of obligors; provide guidance & feedback to 1LOD (Business) to ensure credit decisions comply with Bank policies / regulations; and assign appropriate risk rating to obligor.
· Exercise meaningful & responsible Credit Approval Authority.
· Prepare written approval comments / recommendation to ensure good audit trail and to assist Senior Credit Officers / Regional Risk in making well-informed credit decision.
· Support the team with ad hoc initiatives and work streams.
· Interact closely with transaction stakeholders including client coverage, product bankers and senior credit decision-makers.
信息
· Min. two years’ experience in a credit risk or credit analysis role covering corporate portfolio.
· Good credit analysis skills covering both qualitative and quantitative assessment.
· Good ability to identify key risks relating to clients, their sectors, and transaction structures.
· Able to work in a dynamic and diversified cultural environment. Capable of demonstrating good time management when dealing with multiple tasks in a fast-paced environment.
· Degree holder in accounting, statistics, business or finance.
· Good command of written and spoken in both Korean and English