HSBC Group

Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC Life is a world-class institution where you can specialize in Insurance but enjoy the advantages that come with being part of a leading global international bank. Insurance is about people, and the promises they make. At HSBC Life we help deliver on these promises by providing a wide variety of life insurance products and services to our clients throughout the Asia-Pacific Region.

Our Employees enjoy a dynamic and innovative workplace and a world of opportunities to develop their careers in a high-profile growing business segment. We empower our team of high-performing individuals to build skills and explore new experiences to realise the full potential of being part of HSBC.

Together we pursue efficient ways of working. We harness the latest data and technology solutions to achieve meaningful outcomes for our clients. The protection we offer creates broad and lasting impact, helping clients to be healthier, more productive and more confident in their futures. 

We are currently seeking a high calibre professional to join our team as a Senior High Networth Underwriting Manager 

Principal Responsibilities

• Implement HSBC underwriting Policy and Principle and ensure that business is accepted on a sound and lasting profitable basis
• Accept or authorize the acceptance of new business cases or increases to existing policies within prescribed limits of personal authority, on a sound and profitable portfolio basis
• Proactively monitor underwriting rules, guidelines and philosophy as to its continuing market competitiveness, its effectiveness and in relation to emerging or changing medical and insurance risk principles and practice
• Identify opportunities to improve internal processes and procedures within and external to this role in order to enhance the overall customer quality delivery
• Ensure all activities are delivered in accordance with procedures and service standards and the business operates in accordance with Group and regulatory compliance and subject to robust internal controls
• Create and contribute to a customer friendly environment in accordance with our mission and vision, sensitive to and concerned with the needs and issues of the customers
• Develop and maintain sound and effective communications and relationships with internal and external customers
• Deal with challenges and problems promptly, effectively and professionally
• Participate in product development and lead underwriting projects/implementation

• Possess a degree qualification and having professional qualification; LOMA, ALU, ALUCA or CII will be desirable
• Working experience in insurance and underwriting experience in the High Net Worth market is a must 
• Hold a substantial financial sum insured authority of at least USD10m, ideally USD15m
• Solid experience in underwriting and managing Broker complex or jumbo cases including liaison with Reinsurers
• Hold a substantive complex medical health impairment authority to the order of +200% extra mortality or morbidity to Decline
• Hold full authority and experience over cross border international geographical, occupational and avocational risk assessment disciplines
• Possesses strong interpersonal, customer service and communication skills
• Be a self motivated, proactive self starter with the ability and attributes to act and perform with minimal direction or instruction
• Work beyond the boundaries of usual time and effort in meeting these expectations, creatively and innovatively in often addressing uniquely individual challenges in the High Net Worth Life Insurance market

You’ll achieve more when you join HSBC. 
http://www.hsbc.com/careers

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.