Job Advert Details
- People responsibility: N
- Report to: SVP Product Development Management and Suitability
- Role Purpose:
- The role will assist in shaping our wealth lending/premium financing offering, developing system tools, control and monitoring environment, and product solutions with the purpose of growing this business and helping HSBC attain a stronger position in sustainable wealth lending space- The role is to build strong relationships with internal and external partners to ensure the wealth lending running without any material deficiency and default- The role will cover wealth lending product management, project management, and suitability controls to support future business growth
- Job Content:
- Develop wealth lending and premium financing to improve customer engagement and retention, and business reporting, and tracking, also grow AUM
- Manage end-to-end product life cycle, promotion and training, trading and execution, to existing portfolio monitoring and monitor the customer lending portfolio status and provide MI to front-line staff, ensuring no customer default
- To deliver world-class solutions to retail and affluent clients seeking to grow, protect, preserve, or transfer their wealth
- This involves the development, deployment and management of wealth lending and premium financing as well as the financial planning and advisory services on robust scalable platforms, within a tight risk and control framework
- The role has overall responsibility for distribution of wealth lending and premium financing with an emphasis on product strategy development and management, platform and controls oversight and ownership of the product P&L
- The team work closely with various teams within IWPB, communication and advisory specialists, partnering with sales and distribution teams to engage clients across channels
- Engage with internal and external network of product and services providers to deliver an institutionalized offering
- The role requires interface with global, regional and country teams across Wealth, Risk and Markets, Operations and Technology, as well as Distribution, Proposition and Marketing functions to deliver competitive solutions that meet client needs
- Work closely with project team to implement new product solutions and services
- Keep the pulse of the competitive environment and industry trends. Work with Analytics and distribution channels to gather customer, industry, and business data to support decisions and strategic direction
- Handle suitability related requirements, ensuring all investment products running in a compliant environment
信息
- University or above graduated
- Proven track records and seasoned experience in banking industry and in related product lines (investment and lending) as essential with other wealth product or project management experience is plus.
- Trust Pledge experience is preferred.
- Experience in establishing a business and coordinating resources.
- Good English communication and MS Excel, Word and power point skill.
- Trust License and Financial Sense and Ethics are prerequisites.