Job description

Some careers grow faster than others.

If you’re looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC Commercial Banking serves millions of businesses ranging from small, to large corporates, providing commercial customers with a full range of banking services including Global Trade and Receivables Finance, RMB solutions, multi-currency business accounts, payments and cash management, and wealth management and insurance, , as well as a comprehensive range of financing solutions. With dedicated Relationship Managers and Product Specialists providing local support and advice in over 60 countries and territories, HSBC helps connect customers to opportunities. 

We are seeking an inquisitive and analytical person to join our team in the role of Credit Strats Director. 

There is an increased focus on using our capital optimally and managing credit risk in a way that both helps improve our business profile and ensures compliance with an increasing complex regulatory environment. The Credit Strats Director will help deliver a global program to build and utilize a set of tools that leverage capital models to optimize our business strategy, and understand the risk profile at a deeper level. 

You will partner with Product specialists across the regions - especially within Wholesale Credit and Lending and Group Risk Analytics - to ensure models are optimised to serve the CMB franchise and structural market conditions in each region. This will include working in cross-functional teams to implement changes to the technology stack.

You will be required to deliver strong thought leadership and best-in-class credit analytics that will support the frontline in delivering ambitious revenue uplift targets, leverage capital models to optimize business strategy, and enable deeper understanding of the credit risk profile. 

In this role you will: 

  • Drive a program to build and utilize a set of tools that leverage the capital models to optimize our business strategy and understand the risk profile at deeper level 
  • Provide commercially driven thought leadership in the design and calibration of the relevant credit framework 
  • Act as trusted advisors, partnering with main business heads / functions and providing constructive challenge 
  • Undertake statistical profiling of disperse datasets representing inputs into the return on equity of the business identify opportunities to optimise one or more aspects of profitability metrics with a focus on product pricing 
  • Partner with client facing teams in the design of capital & resource efficient products ensuring the tooling is available to monitor the performance of those products 
  • Contribute towards the Strats “hub organization” approach – sharing SME expertise/knowledge, and connecting disparate teams 
  • Comply with all required internal policies and external rules or laws, taking into account all of the relevant policies and rules applicable to any given business process 
  • Ensure all team members are aware of their obligations in regard to internal policies and external rules including those relevant to data access and control, money laundering, terrorist financing, sanctions and other reputational risks 
Requirements

To be successful in this role you should have: 

  • Broad-based banking experience in financial services with preference for those who have focused on credit, portfolio management markets 
  • Strong knowledge of and relevant experience in credit, credit risk, correlation modelling, portfolio management modelling 
  • Knowledge and experience of capital regulations and stress testing 
  • Outstanding numeracy skills with hands on knowledge of coding languages e.g. Python, C++; and strong experience with software development 
  • Strong commercial acumen and execution capabilities, with experience in a Strats / quant / analytics / data function 
  • Experience with financial data and data analytics 
  • Innovative problem-solving skills with the agility to think on their feet 
  • Strong verbal and written communication skills, with experience of preparing and presenting recommendations to senior management and other stakeholders 
  • The ability to be a team player, drive results and strong and collaborative partnerships with key stakeholders

You’ll achieve more when you join HSBC.
http://www.hsbc.com/careers

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hong kong and Shanghai Banking Corporation Limited. 

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