HSBC Group

Intern Analyst – 6 months – Credit Advisor 

At HSBC, we believe in the importance of continuous training and personal development to help you achieve your full potential and harness your strengths. Whatever global programme you join, we’re dedicated to ensuring you make the most of the learning opportunities on offer. These will help you to shape, improve and develop skills that are important to both your professional and personal development.

For: Students under master degree graduating in 2025
Duration: 6 months
Location: Geneva
Areas: Global Private Banking
Start date: 1st of February 2025

We encourage you to apply for this programme as soon as possible as we recruit on a rolling basis and may close applications before the advertised date if all vacancies are filled.

What to expect

Supported by experienced managers, colleagues and a wide network of diverse peers, you'll be encouraged to take on responsibility and bring new ideas to the table. You will be valued as an individual and for the contribution you make.

You can expect practical experience that will complement your academic studies, embedding our values while growing your career. During the placement, you will be challenged to use your talents and academic knowledge to add value to the bank and improve your professional and personal skills.

Learning, development and support

The placement will equip you with the skills and experience required to start a successful career with HSBC, as well as the opportunity to develop your professional network with colleagues around the world.

You will have the opportunity to build your skills and banking knowledge in a real working environment and to take on responsibilities in a selection of interesting projects.

What you will do

We will provide you with work that will introduce you to the world of Private Banking. 

You will discover the Front Office department and the following tasks will be:

• Recommend and review documentation.
• Monitoring the adherence to published guidelines including the implementation of any changes in GPB Credit risk appetite.
• Stays abreast of legal and regulatory changes and industry trends.
• Balance objective of risk management and client.
• Change debt structure/risk ratings in response to changes in risk.
• Actively work to maintain and improve portfolio quality and prevent loss.
• Handle enquiries, provide guidance to business (RMs) in identifying, structuring and marketing suitable credit solutions to meet client’s needs and/or,
• Underwrite and execute both loan and derivative structures, perform high quality analysis, due diligence and credit presentations and/or,
• Maintains a thorough understanding of the content and aggregate risks within an assigned portfolio, trends and other KRIs and/or,
• Recommend credit structure and assess risk.

Who can apply?

You should apply if you have:

• Be available to work full-time between February 2025 to July 2025.
• Studying in a Swiss School and under master degree graduating in 2025.
• Have well-developed language skills in English (French and other languages would be advantageous).
• Have solid Office skills in MS Word, Excel and PowerPoint.
• Due to immigration restrictions in Switzerland we will only be able to consider applications from Swiss or EU citizens or from candidates holding a valid Swiss work permit.