Job description
The Structured Finance team is part of Commercial Banking (CMB) at HSBC Mexico. The primary focus of a Structured Finance Analyst is to contribute to increase the lending portfolio by: (i) supporting sr. members of CMB to structure credit solutions according to financial needs of Corporate, Commercial Real Estate and Multinational customers; (ii) Identifying and assessing risks of these financings in order to ensure that credit risk is properly mitigated and the deal complies with Mexican banking regulation and internal policies of HSBC; (iii) preparing Credit applications 100% written in English where the analyst is expected to undertake an exhaustive assessment of the customer that includes: analysis of financial statements, industry analysis, annual projections of customers to predict repayment capacity (iv) working closely with Relationship Managers and clients to monitor compliance of financial and non-financial terms of the lending portfolio.
Throughout the tenure of this role, the teammate will gain exposure with Sr. Managers of CMB, Wholesale Credit Risk, Syndications teams and back office while developing the following skills: financial / business acumen, attention to detail, analytic and strategic thinking, planning and relationship management. The analyst will also be involved in transactions for customers operating in industries such as: Media, Services, Manufacturers, Autoparts, Project Finance, Hospitality, Pharma, Retail, O&G, Agroindustries, Food and Beverage, NBFIs, Real Estate, Transportation, among others
Requirements
Skills & Capailities
Strong analysis skills
Ability to understand business and industry drivers.
Proactive communication / partnership with Relationship Managers and supporting groups.
Strong organization skills and ability to manage / sequence multiple deliverables.
Strong written and oral communication skills
BS/ BA in Economy, Actuarial Science, Financial Management, Public Accounting, Industrial Engineering, Chemical Engineering.
Proficient in English
Financial Statement Analysis
Basic knowledge of derivatives
At HSBC, we expect our people to treat each other with dignity and respect, creating an inclusive culture that promotes equal opportunity. Our values define who we are as an organization and what distinguishes us, we value difference, we move forward together, we take responsibility for our actions, we use good judgment, we do the right thing and we make things happen. “At HSBC we offer our colleagues a greater number of days so that they can fully enjoy their wedding, take care of the new member of the family, or grieve the loss of a family member. Our paid leave package is at the forefront in Mexico, now you have one more reason to be HSBC and proudly live a culture of well-being, balance and care” At HSBC we are focused on guaranteeing gender equality and constant training for our employees as well as the protection of their labor and social rights.