Job description

Purpose of the position:

Responsible to manage the operative processes for Fraud & Origination Services. High capability to manage teams, taking decisions, networking, strategic vision, negotiation and communication.

Accountable for managing Secure and Unsecure products portfolio in order to ensure the definition of appropriate credit policies, origination strategies, processes or specific actions for each aspect of the consumer lifecycle, aligned to risk appetite and focused to ensure delinquent and profitability expected levels.

Design and improve products along with the business area, based on the competitive landscape, market needs and ours.

Main Responsibilities:

  • Convey Credit Risk Appetite along with Business.
  • Design and implement policies / risk strategies aligned with HBSC Mexico credit risk appetite for Secure and Unsecure Products.
  • Provide analysis and commentaries to secure and Unsecure Products Credit risk reports.
  • Annual risk parameters communicated to Business/ Product stakeholders in line with Annual Operating Plan
  • Comply with expected delinquency levels.
  • Ensures that Secure and Unsecure Product credit risk policies and risk appetite are effectively communicated and implemented by the appropriate stakeholders.
  • Ensure that good relationships are maintained with all Customer Group(s)
  • Works effectively with the HSBC Mexico, LATAM, including contribution to the activities to join up regional and global Risk
  • Lead and manage the activity of the team including succession planning, talent management, performance management and improving employee engagement
  • Ensure risk processes are operating effectively in business unit
  • Monitor the implementation of credit risk policies and thresholds at a country level to ensure the realization of HSBC Mexico and Americas credit risk appetite
Requirements
  • High capability to manage teams
  • Experience taking decisions
  • Personal financial services and consumer finance.
  • Products Knowledge
  • Effective communication and negotiation skills
  • Advance level of English able to keep a conversation
  • Strategic vision of the business
  • Networking
  • Leadership and supervise skills for constantly changing risk environment
  • Bachelor Degree in Finance, Actuarial Sciences, Economy, Applied Mathematics, or some other related.  
  • Teamwork

 

At HSBC we are committed to building a culture where all employees and customers are valued regardless of their gender, age, sexual orientation, ethnicity, disability, religious belief, background or any other different personal aspect.

HSBC employees act by showing integrity with courage, standing firm in what is right. We are trustworthy, we show different ideas and cultures and we are connected with customers, the community, regulators and each other.

 

At HSBC we are focused on guaranteeing gender equality and constant training for our employees, as well as protecting their labor and social rights.

 

“At HSBC we offer our colleagues a greater number of days so that they can fully enjoy their wedding, take care of the new member of the family, or grieve the loss of a family member. Our paid leave package is at the forefront in Mexico, now you have one more reason to be HSBC and proudly live a culture of well-being, balance and care”

Back to search results