Job description
Main activities:
- Driving attainment of functional/functional unit results
- Co-ordinating and manage several complex projects
- Supporting and embedding change initiatives, identifying and developing new or improved delivery mechanisms
- Responsible of the full analytics flow to define the credit risk strategies for Mortgages, Auto and Personal Loan which includes: Swap set, Simulation vintages, Internal and external score matrix, Creation of Level of risks, Approval rate impacts ( CorWA, RoTE), Segmentation, Credit line asignment, Benchmaking line matrix and/or Final impact calculation
- Responsible to deliver on time reports from portfolios to HBMX and Regional committees
- Responsible to provide advice and assistance through application of acquired knowledge to the team
- Responsible to communicate technical information to Senior Management
- Responsible to identify and escalate issues / concerns
- Be prepare and open to work with innovative tools such as Cloud, quantum computing, etc.
- Responsible to advise on change activities which involve data sources, affect data processes or impact data service provision.
Requirements
- Desirable Bachelor degree in Risk Management, Applied Mathematics, Finance or Economics, Actuarial Sciences, engineering, Management or Business Administration.
- Personal financial services and consumer finance.
- Experience on financial measures and accountability.
- English skills Advance
- 6+ years of experience in Credit Risk.
- Experience on financial measures and accountability.
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.