Job description
Business: Analytics
Open positions:1
Role Title: Analyst - Business Consulting GSC’s
Location (Country / City ): Bangalore/Kolkata
Recruiter Name : Geetika Gupta
Why join us?
- Credit Risk Management Strategy is one of the key functional areas within Retail Risk Management. This function owns the development of Origination and Account Management strategies for the different Regions within HSBC group across all retail products (secure and unsecure).
- This role applies to the Business Consulting job family and would encompass supporting Originations & Account Management initiatives e.g. approve/decline, credit line assignment, line management, re-pricing, authorizations, etc. for several portfolios across different products in the HBAP region
What you’ll do:
- Provide subject matter expertise in at least one of the risk concepts within Card and Consumer Assets viz., Acquisitions, Approve/Decline, Line Management, Pricing etc.
- Support development and implementation of analytical frameworks/ strategies
- Conduct portfolio diagnosis for different unsecured products in the region
- Support deployment of Sherwood in the region
- Create robust documentation around existing strategies and processes
- Identifying gaps and marginal growth segments
- Implement best practices for Originations & Account Management policies and strategies
- Propose modification / redevelopment of strategies as required.
- Propose and build new RBWM credit policies
- Implement robust portfolio and strategy monitoring and tracking reports. Develop hypotheses about customer behaviour and profitable growth scenarios and apply the right mix of qualitative and quantitative research techniques to identify causes and solutions
- Identify opportunities for standardization of analytical processes to bring in effectiveness and gain efficiency
- Drive innovation for self to deliver incremental business value to the Region
- The ideal candidate combines strong business and analytical skills with proven ability to execute projects self-reliantly
Requisitos
What you will need to succeed in the role:
- Bachelor’s degree in mathematics/ statistics/ economics or equivalent; Masters degree is preferred
- At least 2 years of relevant experience in analytics preferably in the fields like Strategy Development, Loss Forecasting/Reserving, Modeling, Risk Strategy, Marketing etc.
- Excellent communication skills with technical (the team) and non-technical (senior entity management in region) counterparts; being able to "translate" between the two worlds is the major thing in the day to day work.
- Strong analytical skills with an ability to grasp new concepts quickly.
- Good organizational, analytical, problem-solving and verbal and written communication skills.
- Prior experience in managing risk activities in retail lending is essential.
- Prior experience in managing Retail portfolios such as Mortgage, Cards, Loans and Overdrafts
- Prior experience with acquisition risk strategy, account management strategy or strategy analysis and portfolio management would be preferred. Exposure to TRIAD and SMG3 would be a plus.
Link to Candidate User Guide:
(Or)
Go to the below link and type “IND GSC : IJP Applicant User Guide” in search bar.
https://hsbchrdirect.service-now.com/hrsp?id=hrdirect_employee_dashboard
You’ll achieve more at HSBC
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.”
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***Issued By HSBC Electronic Data Processing (India) Private LTD***
Nombre del recruiter
Geetika Gupta
Email del recruiter
geetika.gupta@hsbc.co.in