ID del contrato
• Support the Business Credit Office (“BCO”) Team Lead with implementing the Credit and Capital Management Services (“CCM”) Operating Model;
• Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs, with a strong focus on structuring credit facilities, in-depth financial analysis and preparation/submission of credit applications for approval;
• Lead and manage the end-to-end Credit & Lending journey, ensuring a seamless and efficient process for customers and internal stakeholders;
• Continuously drive improvement in productivity of the BCO team whilst enhancing client experience;
• Ensure risks and issues related to Credit & Lending are escalated to country, regional and global stakeholders and resolved in a satisfactory manner;
• Drive adoption of technology/digital and customer experience improvement initiatives, including alignment to a globally consistent Credit & Lending operating model;
• Monitor and analyse customer and stakeholder feedback, identifying key areas of focus to improve customer outcomes;
• Drive continuous improvement initiatives across credit analysis activities to deliver a high and consistent standard, including training initiatives across the teams;
• Ability to build and maintain strong relationships across the teams, including credibility with both Business and Risk teams;
• Develop and maintain a diverse, innovation-driven BCO team, ensuring high levels of engagement and satisfaction;
• Participate in deal discussions and meetings with clients or Risk teams as required;
• Protect the Bank by acting as First Line of Defence and observing all controls;
• Identify and anticipate all types of risks (e.g., industry, portfolio, diversification, sovereign, commercial, currency, etc.) and identify micro and macro trends impacting the credit portfolio, working with WCRM and business heads to take appropriate steps in changes to underwriting criteria and conducting rapid portfolio reviews;
• Demonstrates ability to engage in constructive and consistent dialogue with risk partners, in a manner that effectively balances commercial outcomes and risk management;
• Ensure adequate credit risk management controls are built into the operational process and robust MI is in place to track and measure risk against agreed thresholds.
Postulación
• Bachelor’s degree in Business, Economics, or a related field;
• Minimum 10 years’ experience in corporate credit analysis or underwriting, predominantly dealing with large corporates and complex structures;
• Prior exposure to structured or specialized transactions, such as export finance, project finance, or syndicated lending, is a strong plus;
• Proven track record in leading teams with experience in organisational design and strategic planning;
• Strong stakeholder management skills, with the ability to navigate complex situations and drive alignment among senior stakeholders;
• Excellent analytical and problem-solving skills, with the ability to articulate customer feedback and distil key areas of focus;
• Proven ability managing in a large and complex operational environment;
• Excellent communication and interpersonal skills, with the ability to influence and collaborate effectively across all levels of the organization;
• Working knowledge of operationalising policies and procedures for managing or minimising risk – including credit, operational, regulatory and reputational risk.
Nombre del recruiter
Elif Alıca
Email del recruiter
elifalica@hsbc.com.tr