HSBC Group

Business: CIB COO - Business Risk
Open positions:1
Role Title: VP CIB Business Risk, Credit and Capital Management GSC’s
Global Career Band: 4
Location (Country / City ): India/Bangalore
Recruiter Name : Sahana

Why join us? 
 The Credit and Capital Management (CCM) is embarking on an exciting global transformation journey, overseeing the comprehensive Credit and Lending processes across the Corporate and Institutional Banking (CIB) business with construct of Value Stream (VS) and Sub Value Streams (SVS). The Value Stream is comprised of Sub-Value Streams and Enablers which are responsible for a defined scope and structure ensuring front-to-back enhancements and maintenance. Through this design the department can foster lasting change by enhancing technology and capabilities, promoting efficiency and automation, elevating risk management standards, and accelerating balance sheet velocity across the businesses. This is achieved by delivering sustaining infrastructure and capabilities to revolutionize Credit and Capital Management experiences for our customers, colleagues, and regulators.

• Credit and Capital Management Business Risk plays an important role in enabling the bank to operate within its risk appetite, by ensuring efficient and effective risk and control management. Credit and Capital Management Business Risk Officer is responsible to manage the product risk, operational risk and control expertise, maintaining robust risk governance focused on material risk and issues, and evolving a culture of continuous and consistent risk management.
   

The Opportunity: 

• The role holder will facilitate the management and maintenance of effective risk and control environment through advisory to the business, analysis and governance reporting, governance and tracking progress of outstanding issues and actions, stakeholder engagement to monitor resolution of type of risk reporting exceptions and providing insight into the risk landscape. The role holder will provide guidance and support through working with the business to maintain an effective non-financial and financial risk framework that contributes to the effective execution of relationships, products, and services for our customers. 
• The role holder will lead the business risk capabilities from the Risk Capability Office for CCM Wholesale Business Risk and will work closely with the Global/Regional/Country CCM global teams. The role is based in India.
   

What you’ll do: 

Impact on the Business / Function 

• Responsible for evolving / maintaining the CIB CCM framework across Wholesale region/global.
• Creation of Risk Governance reporting papers to provide analysis and insight into CIB CCM Landscape.  
• Development and operation of a robust risk-based internal control review programme across offshore services. Undertake review and special investigation work to provide further analysis into process / control failings as requested by management. Ensures implementation of Internal /
• Operational Risk review recommendations by liaising with process heads, carrying out follow-up action & recording appropriate dispensations.
• Tracking progress of all outstanding issues and actions to ensure resolved in a timely manner by the relevant owners, engaging as appropriate.
• To continually re-assess the Financial, Non-Financial and operational risks inherent in the business, considering Credit and Lending landscape, changing economic Impact on the Business / Function.
• Track and monitor Data Quality exceptions engaging owners as appropriate.
• Support the simplification and reduction in activity time and enhancement of risk and control oversight and reporting.
   

Customers / Stakeholders

• Provide guidance and support to stakeholders regarding the management of risk. 
• Develop and maintain effective Risk Profile Management which includes proactive management of risks, RCA support, independent validation of continuous monitoring plans and KRI monitoring.
• Develop key relationships across VS management to support the promotion of an effective risk management culture. 
• Identify and share risk management best practice across other teams and business stakeholders. 
• Proactively challenge practices / controls operated by issue/control owners, identifying gaps, and making firm recommendations where the control environment can be improved.
• Identify and monitor Key Risk Indicators, draft and maintain ICMP for the function & drive all the actions to closure. Drive the implementation of cross-functional operational risk and audit actions including effective Risk & Control Assessment (RCA) discussions/actions.
• Tracking progress of all outstanding issues and actions to ensure resolved in a timely manner by the relevant owners, engaging as appropriate.
   

Leadership & Teamwork

• Contribute towards a strong risk culture across CIB CCM division and other teams
• Support achievement of the HSBC strategy, purpose and values in personal behavior, actions and decision making. 
• Support Senior Management with risk and control matters providing intelligent insight and reporting.
   

Operational Effectiveness & Control

• Drive a more proactive risk management framework through enhanced reporting and analytics.

What you will need to succeed in the role: 

• Subject matter expert and strong understanding of Credit and Lending, Credit Risk, Operational risk typologies. and potential mitigating actions, industry / good practices and related risk/control frameworks
• Good understanding of technology, regulatory landscape and information security risk/control disciplines
• Sound and in-depth knowledge of the operational risk & control environment and disciplines.
• Strong analytical skills especially with regards to understanding business risk, processes, procedures and operational controls
• Good understanding of the Group’s Risk Management Framework.
• A sound knowledge of the CIB products, services, systems & processes.
• Highly developed communication, presentation and influencing skills set.
• Ability to prioritise and work independently under pressure within a team environment. 
• Ability to use strong judgmental skills to identify and resolve complex problems whilst adhering to timelines and quality
• A degree in banking / financial / management / business administration / Credit and Lending exposure 
• A working knowledge of Global Banking, Commercial Banking & Market Securities Services with understanding of client lifecycle & trade journey
• Keen eye for detail.
• Organized and logical thinker.
• Strong written / verbal communication and presentation skills
   

What additional skills will be good to have? 

• Risk professional with at least 5 years’ combined experience in Credit Risk, Operational Risk Advisory and Reporting, Compliance or Internal Audit in a banking environment.
• Minimum 5-10 years of risk & control experience – e.g. 2LOD / 1LOD operational risk, with a focus on non-financial risk  
   

Link to Candidate User Guide:
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You’ll achieve more at HSBC 
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.” 
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. 
 

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