Job description

Role purpose 
The Risk Portfolio Strategy role is responsible for managing HSBC's appetite to comply with risk, business and regulatory priorities, and seeking to strengthen the risk culture within the organization, through the creation of new strategies, different analysis to support the changes such as segmentations, back testing, financial impacts, credit line assignment or helping the business team to create new products taking care of the risk appetite. Areas of coverage include, but are not limited to, credit strategy, collections strategy, portfolio strategy, product & customer strategy and acquisition strategy. The role is also responsible for overseeing all Global Risk Functions, to ensure that group standards in respect of the ‘management of risk' are upheld and may support deep-dive/thematic reviews in portfolio trends.

Main activities:

  • Understand the data and complete data definitions / requirements for Business Glossary
  • Provide a data lineage view to discover the data flow/movement from its source to destination via various changes.
  • To analyze and to develop risk strategy which includes:
    • Back testing analysis
    • Swap set
    • Simulation vintages
    • Internal and external score matrix
    • Creation of Level of risks
    • Approval rate impacts ( CorWA, RoTE)
    • Segmentation
    • Credit line asignment
    • Benchmaking line matrix
    • Final impact calculation
  • To optimize Management Information and process
  • To meet agreed deadlines
  • To provide advice and assistance through application of acquired knowledge
  • To be able to communicate technical information to Senior Management
  • To support change initiatives
  • To identify and escalate issues / concerns
  • To be prepare and open to work with innovative tools such as Cloud, quantum computing, etc.
  • Advise on change activities which involve data sources, affect data processes or impact data service provision
  • Maintain good relations with external customers, internal customers through an effective service and communication.
  • Follow up the implementation of risk processes in business unit.
  • Operate efficiently and effectively processes related to data preparation and manipulation, model development and report generationiming to facilitate the outputs interpretation.
Requirements
  • Desirable Bachelor degree in Risk Management, Applied Mathematics, Finance or Economics, Actuarial Sciences, engineering,
  • Personal financial services and consumer finance.
  • Experience on financial measures and accountability.
  • English skills basic- intermediate
  • Analytical skills and decision-making abilities.
  • Desirable knowledge in programming language (SAS, Phyton, etc)
  • Planning, organisation skills, negotiation skills, ability to influence people and effective communication.
  • Numerical skills and the ability to evaluate costs.

HSBC is committed to building a culture where all employees are valued, respected and where their opinions count. We want to build a culture where our employees are comfortable in bringing their whole self to work, regardless of gender, age, sexuality, ethnicity, disability, religious belief, background, and any other aspect of personal difference. At HSBC we are oriented towards guaranteeing gender equality and constant training for our employees as well as the protection of their labor and social rights.
At HSBC we offer our colleagues a greater number of days so that they can fully enjoy their wedding, take care of the new member of the family, or grieve the loss of a family member. Our paid leave package is at the forefront in Mexico, now you have one more reason to be HSBC and proudly live a culture of well-being, balance and care.