Job description

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

Internal Audit provides independent and objective assurance as to whether the design and operational effectiveness of our framework of risk management, control, and governance processes, as designed and represented by management, is adequate.

As our Audit Manager, Credit Risk Audit you will:

  • Perform quality audit work in accordance with the Group Audit Instruction Manual (AIM) to ensure controls are in place to effectively manage credit risk
  • Ensure related risks, conclusions, root causes proposed management actions are reasonable and well based
  • Responsibility for the drafting of audit issues and conclusions for each audit, ensuring reports accurately reflect audit findings documented in work papers
  • Contribute to the wider development of Global Internal Audit, through collaborating with other audit teams and developing the use of data analytics, agile techniques, and other innovations to deliver its objectives more efficiently and effectively
  • Review and assess Group and Company policies and effectiveness
  • Ensure risk controls are designed effectively and operated in accordance with HSBC or regulatory standards and policies; and optimize relations with regulators by addressing any issues

For this role, HSBC targets a pay range between $87,774.00 and $131,933.00

The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle.

Requirements

You´ll likely have the following qualifications to succeed in this role:

  • A solid understanding of Retail / Wholesale credit risk, with working experience in a credit risk function or related credit risk audit role
  • Dedicated to continually learning and improving skills, which could be demonstrated by holding relevant professional qualifications such as in accountancy, finance, or risk management, but also keeping up to date with developments in the banking industry, across markets and regulations
  • An analytical thinker who is confident approaching areas outside of expertise in a thorough and detailed manner, getting to the heart of the key features and aspects quicklyA great communicator, verbally and in writing, with convincing presentation, persuasion and influencing skills, even when delivering difficult messages to senior stakeholders
  • A professional with many years of experience working in a dynamic, complex and at times ambiguous environment, with relevant achievements in a function such as audit or credit risk management
  • A solid team player, with a demonstrable desire to help the team achieve its objectives

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.