· Review and analyse credit and financial reports to determine and assess the risks involved in existing and new lending proposals / relationships in line with HSBC’s lending policies and guidelines.
· Review / recommend / approve credit applications for wholesale banking clients, under delegated authorities.
· Oversee limit loading processes and transactional approvals.
· Oversee and manage the wholesale banking credit risk portfolio including portfolio oversight, deploying dynamic and active risk management to identify and mitigate risks as necessary.
· Support identification, measurement, monitoring and management of risk during the end to end wholesale credit risk lending process and cycle.
· Oversee and manage a portfolio of wholesale banking credit proposals within expected risk and return performance criteria / targets, acting as the lead Risk contact point for identified wholesale names, sectors and lines of businesses.
· Oversee and manage counterparty, sector and portfolio stress test studies, outcomes and actions.
· Ensure compliance with HSBC and local Regulatory requirements including lending process requirements.
· Represent Risk appropriately to stakeholders, including Businesses, Customers, Compliance, Regulators and Auditors, with effective communication of risk assessments and approaches.
· Support HBTR Board and Credit Committee wholesale credit risk processes and requirements.
· Act as a local Risk lead in local/regional Risk related projects.
· Be a central point of contact for local Climate and Sustainability risk management, working with local, regional and group WCR Risk and Sustainability & Reputational Risk teams.
· Represent WCR at local / regional Climate Risk forums as well as at Turkish Banking Association and Banking Regulation and Supervision Agency related forums.
· Deputise for Head of WCR, as delegated.
· University Graduate (Business Administration / Economics)
· Command of both written and verbal English
· Command of MS office applications
· Extensive credit risk knowledge and experience
· Developed knowledge of financial analysis and modelling
· Ability to analyze detailed information and form a balanced opinion
· Ability to simplify and resolve complex matters
· Close attention to detail, ability to work within tight deadlines and multi-task
· Strategic thinking and planning
· Project Management experience
· Excellent interpersonal skills to maintain healthy effective stakeholders relationships
· Management and leadership experience
· 10+ years of general corporate / commercial credit / banking experience